Saturday, June 27, 2009

Personal Finance to Avoid Crippling Deficits and Bad Credit Scores

Posted on 11:19 AM by Bilal Javed

What is Personal Finance?

Though literally speaking,
personal finance may mean arranging finance to meet your personal needs, personal finance is the implementation of the rules of financial economics in making personal financial decisions. It takes into account the sources of income or finance including mortgage loans, channels of expenditure, savings for emergencies, old age, payday payments and so on. Personal finance includes keeping income records, budgeting based on those records, preparing and net worth statements, credits, savings, investments, estate planning, insurance, taxes and so on.

1 Response to "Personal Finance to Avoid Crippling Deficits and Bad Credit Scores"

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Anonymous Says....

Budgeting is probably the most important personal finance skill to be had, especially for those like me who earns a modest income.

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Andrew @ Check Cashing Services

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